Evergreen Community Capital
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Portfolio Insights

4 files stalled in Needs Review · 3 borrowers not responding

7 days30 daysAll time
Applications Received
23↑ 5
this month vs. last
Decisions Made
11↑ 3
8 approved · 3 declined
Time to Decision
18d↑ 4
faster than last period
Approval Rate
71%↑ 4
of 11 decided this month
Active Pipeline· 12 of 23 files
• Bottleneck: Needs Review · avg. 11d in stage
Collecting Documents6$5.8Mavg. 8d in stage• 2 dropped before this stage
Needs Review4$9.2Mavg. 11d in stage · stalled• 1 dropped before this stage
Memo Ready2$3.4Mavg. 3d in stage
Borrower Mix
Profile
Legal entity (PM)58%
Individual — physician (PF)41%
Returning LFU client27%
Board-certified specialty19%
Sector
Health / clinics6
Medical equipment4
Practices3
Services2
Other1
Application Activity
New applications
↑ 2 vs. last week
7
Borrower not responding
no contact 14d+
3
Officer action overdue
avg. 3d late
2
Withdrawn
borrower withdrew this period
1
View stalled files →
$14,000,000Deployed this periodacross 8 funded leases
91%Close rate from memo readyIf it gets here, it closes
$4,350,000Left on the table3 applications withdrawn this period
Decisions· 11 this period
Approved
8$11M
Legal entity
5
Individual
3
Declined
3$3.9M
Legal entity
2
Individual
1
Top Denial Causes· 3 declined
Debt factor out of range2
Insufficient bureau score1
Incomplete documentation1
Top Approval Causes· 8 approved
Ample payment capacity4
High-quality collateral3
Returning LFU client1
Team Workload
Admin view
OfficerFilesPipeline $LoadNeeds Action
MRMaria Rodriguez
5$8.4M
• 2 need action
JTJorge Trevino
5$9.6M
• 1 needs action
SPSofia Padilla
4$6M
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